We do what's called a micro credit-check on everyone creating a new account with Volvo On Demand. This happens after you've agreed to our terms & conditions, and it's the last step in the registration process.
The micro credit-check is done via CreditSafe and is a less extensive credit check that will not affect your future credit score if you apply for loans, for example.
This is what we look for in the credit check:
You need to have an annual income of at least 150 000 kr
You can not have any payment remarks / you can not have any record of non-payment
You need to be a registered resident of Sweden
The credit check is based on your declared income. If your most recently declared income hasn't been registered yet, you will be able to verify your income with our partner Tink. They automatically confirm your bank statement from your bank. The data is not saved, and of course, no money is withdrawn from your account.
If your bank doesn't appear in the list presented by Tink, please contact us.
If you register a Business account, we perform a credit check on your organization. No credit check is needed for the employees you invite to drive on your business account.